CFO • FP&A • CONTROLLER

Finance for B2B FinTech.

We are CFOs, financial analysts, and controllers helping FinTech companies building financial infrastructure raise capital, accelerate growth, and prepare for exit.

30+ companies guided through fundraise, growth, and exit

We've helped B2B FinTech companies raise over $400M of capital, scale 2X-5X, and exit for $1B+.

“Tim brought financial clarity that let us scale profitably, grow the team, invest in sales & marketing, and move fast without worrying about cash or risk.”
Levon BrutyanLevon BrutyanCo-Founder & CEOCollectly · Healthcare SaaS
“Tim navigated Kabbage through near-zero runway — bringing financial discipline and analytical rigor — and prepared us for a premium exit.”
Rob FrohweinRob FrohweinCo-Founder & CEOKabbage · SMB SaaS
“We overstaffed to meet demand. Then pipeline dried up, margins collapsed, payroll at risk. Tim showed path to profit and gave me confidence to act.”
Jacki LeahyJacki LeahyCEOActivate the Magic · GTM SaaS
“We expanded too fast, but underestimated our cash needs. Tim modeled our options which helped get our investors back on board.”
Nick SteeleNick SteeleCFOStimLabs · Life Sciences SaaS

FinTech adds extra complexity that breaks standard SaaS playbooks.

Most CFOs understand SaaS. Few specialize in financial services which requires extensive experience working with banks, card networks, payment processors, issuers, and regulators. We bring the finance acumen and operational expertise to deliver outcomes.

Every Stripe payout reconciled to revenue

Every Stripe payout reconciled to usage, transaction, and contract — so your revenue reflects what was actually consumed.

Forecasts built for FinTech complexity

Forecasts built around transaction volume, API calls, tokens, interchange economics, credit risk, and loan portfolios.

Growth modeled across every channel

Growth investments modeled across sales-led, PLG, and partnerships — so you know which channel drives the highest value.

CFO, FP&A, and controller — built for FinTech infrastructure.

CFO Advisory

Transaction-ready in 30 days

Senior finance leadership for your next fundraise, growth, and exit — without the full-time hire.

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FP&A

Forecasts for smart decisions

Models, metrics, and analysis built around transactions, payments, API calls, tokens.

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Controller

Accurate, timely financials

Stripe reconciled, ASC 606 compliant revenue, and monthly financials delivered by 10th.

Explore Controller Services

Real companies. Real outcomes.

Case study

Collectly builds finance operations in 90 days to accelerate growth after raising Series A

Collectly closed a $25M Series A with no finance infrastructure. Tim joined as the first finance hire – rebuilding the books to accrual standards, optimizing billing workflows, and delivering real-time revenue reporting by client — the foundation Collectly used to grow 3X over two years.

Read the case study

100%+

Revenue growth momentum sustained

10 hrs

Saved weekly on finance operations

$200K+

Saved annually in G&A

Collectly logo
“Tim brought financial clarity that let us scale profitably, grow the team, invest in sales & marketing, and move fast without worrying about cash or risk.”
Levon BrutyanLevon BrutyanCo-Founder & CEO · Collectly
Tim Salikhov, The Payments CFO at Bridges Advisory Group

Bridges brings specialized finance and operating experience to early-stage founders — before they're ready to build a full-time team.

Tim Salikhov, CFA

The Payments CFO

Meet the team

Brought in at pivotal moments.

We do our best work when the stakes are high and deadlines are tight.

  • Reconciled Stripe, ASC 606 compliant revenue, accrual books
  • Bottoms-up projections across licenses, payments, and usage
  • Investor narrative, pitch deck support, organized data room
  • Unit economics modeled by client, cohort, and payment type
  • GTM spend modeled across SLG, PLG, and partnerships
  • Headcount planning tied to cash controls and spend projections
  • Clean, accurate financials that survive scrutiny
  • Retention, expansion, and churn analysis by customer and cohort
  • Exit narrative and management presentation support

From onboarding to results — in 30 days

Most finance consultants hand you a report. We embed into your team, take ownership, and influence decisions.

Week 1

01 — Align

We evaluate your books, Stripe, and billing stack. 1 hour of your time — we prioritize what matters most.

Weeks 1–4

02 — Build

We close books, reconcile payouts, and deliver first analysis. 2–4 hours of your time — then we run.

Weeks 3–6

03 — Deliver

Financials, forecast, and action plan delivered. From here, monthly or quarterly cadence.

We read every message.

Tell us where it hurts — we'll scope it and quote a flat fee before you commit.

Book an Intro Call

Not generic SaaS advice.

Strategic insights from leading finance at FinTech, payments, and lending companies.

Who to bring as your first finance hire?

Controller or head of finance? Here's a framework for your situation.

Read more

How to hire the right fractional CFO?

8 questions that will eliminate nine out of 10 candidates.

Read more

How to manage spend as you grow?

Sales cycle is the number one factor. How to target the right ICP at your stage.

Read more

How to choose the right pricing model?

Per seat vs usage-based vs hybrid. Learn downstream implications.

Read more

Questions we hear from FinTech founders

How is Bridges different from other fractional CFO firms for SaaS companies?

Most fractional CFO firms serve general SaaS companies. Bridges specializes in B2B FinTech where revenue is more complex — spanning interchange, credit, and usage-based billing where standard SaaS playbooks fall short.

Our team has direct experience with usage-based billing, credit models, Stripe reconciliation, and ASC 606 compliance across multi-element arrangements. We don't learn your business model on your dime. Strategy and books come from one team — CFO, FP&A, and controller always aligned — so nothing slips through the cracks.

Among our current and past clients are companies like Kabbage (lending for SMBs), Collectly (revenue cycle management), Keep Financial (healthcare payroll), and over 30 others with complex fee structures and high transaction volume.

What services does Bridges offer to FinTech companies?

For fintech, we connect cash, metrics, forecasts, and operating decisions. Financial Planning starts from $5,000/month; Strategic Finance starts from $10,000/month and includes all of Financial Planning with deeper analysis. CFO Leadership starts from $15,000/month and includes Strategic Finance, fractional CFO, board and investor reporting, and data-room readiness. Controller services are separate.

How does Bridges handle revenue recognition for FinTech companies?

Revenue recognition is one of the most mishandled areas in financial services. Three issues come up consistently.

Gross vs. net revenue under ASC 606: if your platform processes payments on behalf of customers, you need to determine whether to recognize full payment volume, total payment fees, or only your net take rate.

Credit risk: lending teams must be compliant with CECL (Current Expected Credit Losses) under US GAAP — record lifetime expected credit loss expenses upon loan origination. This establishes a balance sheet allowance adjusted continuously through historical and forward-looking data.

Stripe reconciliation: Stripe batches payouts and withholds fees, meaning bank deposits rarely match invoices. We reconcile every payout to the underlying customer transactions, processor fees, and refunds — and ensure the correct revenue entry hits your books each month.

How much does fractional CFO support cost for a FinTech company?

Financial Planning starts from $5,000/month, best below $3M ARR before Series A. Strategic Finance starts from $10,000/month, deeper and cumulative, best above $3M ARR. CFO Leadership starts from $15,000/month for post-Series A board accountability; fractional CFO is included only there. Cash books start from $1,750/month and accrual books from $2,750/month, priced separately. Accrual books are preferable when you are preparing a fundraise or have closed an institutional round, when your board or investors expect accrual reporting, or when you have deferred revenue, annual contracts billed upfront, or usage-based billing. Modeling and financial diligence each start from $10,000, taking 2-4 weeks.

What does the CFO engagement look like once we start?

Most founders have working numbers within 30 days of the first call.

  • Week 1 — we review your books, Stripe, and billing stack, and identify what needs attention first.
  • Weeks 1–4 — we clean up the books, convert to accrual basis, and establish proper revenue recognition.
  • Weeks 2–6 — we stand up SaaS reporting, analyze unit economics, and build scenarios to guide GTM spend.

By Week 6, we aim to deliver accurate numbers, a financial model, and set into a recurring cadence.

From there, touchpoints depend on your tier. Advisory CFO clients get a monthly CFO session. CFO + FP&A clients meet bi-weekly. CFO + FP&A + Exit clients have weekly CFO access plus board meeting support. Between sessions, you have direct Slack access to your team — most questions answered the same day.

Who would be on our team if we start working with Bridges?

We work concurrently with 10 to 15 companies because Tim Salikhov serves as CFO on every engagement. Controllers and financial analysts support each engagement. Fractional CFO and board and investor reporting are included only in Tier 3 CFO Leadership.