Attivo are consultants who report on your business. Bridges is a team of operators building it with you.
Key takeaways
- Both firms serve venture-backed founders who need more than a bookkeeper — but the difference is what happens when the work gets hard
- Seasoned payments CFO Tim Salikhov leads every Bridges engagement; at Attivo, the assigned team tends to change
- Bridges charges a fixed monthly retainer with no hourly billing, no admin fees, and no surprises
Choose Attivo when institutional credibility matters more than depth. Choose Bridges when the strategic questions get hard.
Both firms handle monthly financials, FP&A, and fundraising support. Both have long client lists and real VC referral networks. The difference is what happens when the numbers don't reconcile, when the board asks a question nobody prepared for, when the pricing model needs to be restructured before the raise. At that point, what matters isn't the firm's name. It's whether the person in the room has done this before from the inside.
Bridges vs. Attivo: Side-by-Side Comparison
| Comparison | Attivo | Bridges |
|---|---|---|
| Primary positioning | Accounting and strategic financial services to startups | Strategic finance for vertical SaaS |
| Industries served | Startups across AI, Enterprise, Consumer, FinTech | Vertical SaaS, B2B payments, FinTech |
| Target ARR | Not specified | $3M–$30M |
| Funding stage | Seed to Series C | Seed to Series B |
| Who does the work | Junior bookkeepers and controllers | Tim Salikhov on every engagement |
| Billing model | Hourly ($100–$400/hr depending on role) | Fixed monthly retainer, rescoped quarterly |
| Real monthly cost | $3,000–$10,000 (bookkeeping) + $5,000–$15,000 (fractional CFO) | $3,000–$5,000 (bookkeeping) + $5,000–$15,000 (fractional CFO) |
| Team continuity | Teams tend to change; context lost on transition | Same team, start to finish |
| Automation | None | Yes |
| Communication cadence | Responsive | 24-hour guarantee (1 hour in practice) |
How Attivo Works
Attivo is a credentialed outsourced accounting firm. Their teams are trained finance professionals — accountants, controllers, and CFO advisors who serve companies across AI, enterprise, consumer, and fintech from the earliest stages.
Attivo has built genuine expertise across startup verticals. For a founder who needs a credentialed firm that can grow with them from seed through Series C, Attivo is a reasonable choice. Attivo's team comes primarily from accounting firms and controller roles at traditional businesses.
Attivo is best for
- Founders whose investors or board have recommended them and institutional credibility matters
- Seed-stage companies whose finance needs are still taking shape
- Companies that want a single outsourced partner covering finance, HR, and legal from seed through Series C
- Businesses without complex payment flows or usage-based billing
Watch out for
- Hourly billing means additional requests carry a new cost — real monthly costs typically run 25–50% above original estimates
- Teams tend to change; context is lost on transition and re-onboarding takes time
- Consulting background rather than operator experience advising from the outside
How Bridges Works
Bridges is a boutique strategic finance firm where every engagement is led by Tim Salikhov, a payments CFO who has held VP Finance roles inside the kinds of companies Bridges serves. Concurrent engagements are kept to 8–12 total — not per person, for the firm — so the team has the capacity to actually know your business.
Every member of the Bridges team spent 10–20 years operating inside vertical SaaS, B2B payments, and FinTech companies — as VP Finance, Controllers, and FP&A leads — before doing this work. Generic SaaS benchmarks don't capture businesses with payment layers, usage-based billing, or embedded fintech.
Bridges is best for
- B2B SaaS at $3M–$30M ARR with payments embedded in the product
- Revenue that includes usage-based billing, transaction fees, or hybrid GTM models
- Founders who want the same operator — not a rotating team — leading their finance function
- Companies heading into a Series A or Series B and needing someone who has been through due diligence from the inside
Watch out for
- Not the right fit at seed stage if bookkeeping is the primary finance need
- Bridges does not work outside vertical SaaS, B2B payments, and FinTech
- Bridges does not take on more than 12 concurrent engagements — availability is limited
Payments SaaS Needs Operators, Not Accountants
The distinction that matters for payments-enabled SaaS isn't whether your CFO firm has a fintech practice. It's whether the people doing the work have ever sat inside a company like yours and made the decisions you're now making. Attivo's team comes primarily from accounting firms and controller roles at traditional businesses. Bridges' team spent 10–20 years operating inside vertical SaaS, B2B payments, and FinTech companies before doing this work.
| Comparison | Attivo | Bridges |
|---|---|---|
| Industries served | AI, Enterprise, Consumer, FinTech startups | Vertical SaaS, B2B payments, FinTech |
| Team background | Accounting firms, traditional controller roles | VP Finance, FP&A leads, Controllers at SaaS and payments companies |
| Funding stage | Seed to Series C | Seed to Series B |
| Services | Finance, accounting, HR, legal | CFO advisory, strategic finance, controller |
Track Record That Matters When Hiring a Fractional CFO Firm
Attivo has a large portfolio — 600+ clients served, with more than $12 billion raised across those companies. That's a real credential. Bridges keeps engagements small enough that each one moves the needle, and publishes the numbers because they're worth publishing. At Bridges, every number in this table went through Tim's hands directly. At Attivo, the portfolio figure reflects hundreds of engagements served by rotating teams at different stages of depth.
| Comparison | Attivo | Bridges |
|---|---|---|
| Companies served | 600+ | 31 |
| Capital raised across portfolio | $12B+ | $385M |
| P&L managed | Not disclosed | $951M |
| Exit value supported | Not disclosed | $1.1B |
Team Continuity Is the Difference Between a Partner and a Vendor
Attivo believes in long-term relationships. The pitch is a dedicated team embedded in your business, growing with you from seed through Series C. In practice, the team changes. Attivo's consultants are staffed across multiple accounts. When workloads shift, accounts get reassigned. When someone leaves the firm, your account moves to someone new. Every transition requires rebuilding context — how your payments flow, why certain accounts are mapped the way they are, what the revenue recognition policy reflects about your product.
Based on personal hands-on experience with Attivo, the team changed twice over an eight-month period. Each time, re-onboarding a new team on the business, the payment architecture, and the history behind key decisions meant lost time and lost momentum — not what you want heading into a board meeting or a raise.
At Bridges, Tim Salikhov is the CFO on every engagement from onboarding through transition.
| Comparison | Attivo | Bridges |
|---|---|---|
| Who leads the engagement | Assigned team, varies by account | Tim Salikhov on every engagement |
| Team consistency | Teams tend to change; context lost on transition | Consistent team, start to finish |
| Experience | Finance professionals, accounting backgrounds | SaaS operators: VP Finance, FP&A, Controllers |
| Engagements per consultant | Multiple concurrent accounts | 8–12 total (firm-wide) |
People, Process, and Automation Determine How Your CFO Firm Spends Its Time
Attivo's work is largely manual — spreadsheet-based financial models, Excel-driven reporting, and traditional accounting processes. This is standard for outsourced CFO firms built before automation was viable, and Attivo does it competently. The consequence is that more hours go toward reconciling data and producing reports than toward the analysis those reports are meant to inform.
Bridges operates with official partnerships with Stripe, Rillet, and Tabs, and custom automation built on Claude. Where manual reconciliation would take hours, Bridges automates it — which means fewer hours on low-value work and more capacity for the questions that matter before a raise or a board meeting.
| Comparison | Attivo | Bridges |
|---|---|---|
| Tech stack | Spreadsheet-based, traditional accounting tools | Stripe, Rillet, Tabs (official partner) |
| Custom automation | None | Yes (Claude) |
| Communication cadence | Responsive | 24-hour guarantee (1 hour in practice) |
Hourly Billing and Fixed Fees Produce Very Different Outcomes
Attivo bills by the hour. Rates range from approximately $100 to $400 per hour depending on the role — staff accountants at the lower end, CFO-level resources at the higher end. There is also a 3% administrative and technology fee on each invoice. When a firm bills for time, there's no structural reason to automate, to move faster, or to solve a problem once. Additional requests — troubleshooting a reconciliation issue, building a new scenario in the model, preparing for a board question — each carry a new cost. Based on personal hands-on experience with Attivo, real monthly costs typically run 25–50% above original estimates.
Bridges charges a fixed monthly retainer covering strategic finance, FP&A, and bookkeeping under one roof — rescoped every quarter. No hourly billing, no administrative fees, no surprises when a hard problem needs to be solved.
| Comparison | Attivo | Bridges |
|---|---|---|
| Fee model | Hourly ($100–$400/hr depending on role) | Fixed monthly retainer, rescoped quarterly |
| Monthly cost — bookkeeping | $3,000–$10,000 | $3,000–$5,000 |
| Monthly cost — fractional CFO | $5,000–$15,000 (additional) | $5,000–$15,000 (included) |
| Additional requests | Billed per hour | Included |
| Admin fee | 3% of invoice | None |
| Estimate accuracy | Typically 25–50% above initial | Fixed — no surprises |
| Contract flexibility | Varies | 3-month initial, then month-to-month |
Which Is Right for Your Stage?
Choose Attivo if…
- Your investors or board have recommended them and institutional credibility matters
- You're at seed stage and your finance needs are still taking shape
- You want a firm that can serve you from seed all the way through Series C without switching
- You need broad coverage — finance, HR, legal — from a single outsourced partner across any industry
- Your business doesn't have complex payment flows or usage-based billing
Choose Bridges if…
- You're running a B2B SaaS company at $3M+ ARR with payments embedded in the product
- Revenue includes usage-based billing, transaction fees, or hybrid GTM models
- You want the same operator — not a rotating team — leading your finance function
- You're heading into a Series A or Series B and need someone who has been through due diligence from the inside
- Predictable, fixed-fee billing and clear outcomes matter more than a credentialed name