Attivo are consultants who report on your business. Bridges is a team of operators building it with you.

Key takeaways

  • Both firms serve venture-backed founders who need more than a bookkeeper — but the difference is what happens when the work gets hard
  • Seasoned payments CFO Tim Salikhov leads every Bridges engagement; at Attivo, the assigned team tends to change
  • Bridges charges a fixed monthly retainer with no hourly billing, no admin fees, and no surprises

Choose Attivo when institutional credibility matters more than depth. Choose Bridges when the strategic questions get hard.

Both firms handle monthly financials, FP&A, and fundraising support. Both have long client lists and real VC referral networks. The difference is what happens when the numbers don't reconcile, when the board asks a question nobody prepared for, when the pricing model needs to be restructured before the raise. At that point, what matters isn't the firm's name. It's whether the person in the room has done this before from the inside.

Bridges vs. Attivo: Side-by-Side Comparison

ComparisonAttivoBridges
Primary positioningAccounting and strategic financial services to startupsStrategic finance for vertical SaaS
Industries servedStartups across AI, Enterprise, Consumer, FinTechVertical SaaS, B2B payments, FinTech
Target ARRNot specified$3M–$30M
Funding stageSeed to Series CSeed to Series B
Who does the workJunior bookkeepers and controllersTim Salikhov on every engagement
Billing modelHourly ($100–$400/hr depending on role)Fixed monthly retainer, rescoped quarterly
Real monthly cost$3,000–$10,000 (bookkeeping) + $5,000–$15,000 (fractional CFO)$3,000–$5,000 (bookkeeping) + $5,000–$15,000 (fractional CFO)
Team continuityTeams tend to change; context lost on transitionSame team, start to finish
AutomationNoneYes
Communication cadenceResponsive24-hour guarantee (1 hour in practice)

How Attivo Works

Attivo is a credentialed outsourced accounting firm. Their teams are trained finance professionals — accountants, controllers, and CFO advisors who serve companies across AI, enterprise, consumer, and fintech from the earliest stages.

Attivo has built genuine expertise across startup verticals. For a founder who needs a credentialed firm that can grow with them from seed through Series C, Attivo is a reasonable choice. Attivo's team comes primarily from accounting firms and controller roles at traditional businesses.

Attivo is best for

  • Founders whose investors or board have recommended them and institutional credibility matters
  • Seed-stage companies whose finance needs are still taking shape
  • Companies that want a single outsourced partner covering finance, HR, and legal from seed through Series C
  • Businesses without complex payment flows or usage-based billing

Watch out for

  • Hourly billing means additional requests carry a new cost — real monthly costs typically run 25–50% above original estimates
  • Teams tend to change; context is lost on transition and re-onboarding takes time
  • Consulting background rather than operator experience advising from the outside

How Bridges Works

Bridges is a boutique strategic finance firm where every engagement is led by Tim Salikhov, a payments CFO who has held VP Finance roles inside the kinds of companies Bridges serves. Concurrent engagements are kept to 8–12 total — not per person, for the firm — so the team has the capacity to actually know your business.

Every member of the Bridges team spent 10–20 years operating inside vertical SaaS, B2B payments, and FinTech companies — as VP Finance, Controllers, and FP&A leads — before doing this work. Generic SaaS benchmarks don't capture businesses with payment layers, usage-based billing, or embedded fintech.

Bridges is best for

  • B2B SaaS at $3M–$30M ARR with payments embedded in the product
  • Revenue that includes usage-based billing, transaction fees, or hybrid GTM models
  • Founders who want the same operator — not a rotating team — leading their finance function
  • Companies heading into a Series A or Series B and needing someone who has been through due diligence from the inside

Watch out for

  • Not the right fit at seed stage if bookkeeping is the primary finance need
  • Bridges does not work outside vertical SaaS, B2B payments, and FinTech
  • Bridges does not take on more than 12 concurrent engagements — availability is limited

Payments SaaS Needs Operators, Not Accountants

The distinction that matters for payments-enabled SaaS isn't whether your CFO firm has a fintech practice. It's whether the people doing the work have ever sat inside a company like yours and made the decisions you're now making. Attivo's team comes primarily from accounting firms and controller roles at traditional businesses. Bridges' team spent 10–20 years operating inside vertical SaaS, B2B payments, and FinTech companies before doing this work.

ComparisonAttivoBridges
Industries servedAI, Enterprise, Consumer, FinTech startupsVertical SaaS, B2B payments, FinTech
Team backgroundAccounting firms, traditional controller rolesVP Finance, FP&A leads, Controllers at SaaS and payments companies
Funding stageSeed to Series CSeed to Series B
ServicesFinance, accounting, HR, legalCFO advisory, strategic finance, controller

Track Record That Matters When Hiring a Fractional CFO Firm

Attivo has a large portfolio — 600+ clients served, with more than $12 billion raised across those companies. That's a real credential. Bridges keeps engagements small enough that each one moves the needle, and publishes the numbers because they're worth publishing. At Bridges, every number in this table went through Tim's hands directly. At Attivo, the portfolio figure reflects hundreds of engagements served by rotating teams at different stages of depth.

ComparisonAttivoBridges
Companies served600+31
Capital raised across portfolio$12B+$385M
P&L managedNot disclosed$951M
Exit value supportedNot disclosed$1.1B

Team Continuity Is the Difference Between a Partner and a Vendor

Attivo believes in long-term relationships. The pitch is a dedicated team embedded in your business, growing with you from seed through Series C. In practice, the team changes. Attivo's consultants are staffed across multiple accounts. When workloads shift, accounts get reassigned. When someone leaves the firm, your account moves to someone new. Every transition requires rebuilding context — how your payments flow, why certain accounts are mapped the way they are, what the revenue recognition policy reflects about your product.

Based on personal hands-on experience with Attivo, the team changed twice over an eight-month period. Each time, re-onboarding a new team on the business, the payment architecture, and the history behind key decisions meant lost time and lost momentum — not what you want heading into a board meeting or a raise.

At Bridges, Tim Salikhov is the CFO on every engagement from onboarding through transition.

ComparisonAttivoBridges
Who leads the engagementAssigned team, varies by accountTim Salikhov on every engagement
Team consistencyTeams tend to change; context lost on transitionConsistent team, start to finish
ExperienceFinance professionals, accounting backgroundsSaaS operators: VP Finance, FP&A, Controllers
Engagements per consultantMultiple concurrent accounts8–12 total (firm-wide)

People, Process, and Automation Determine How Your CFO Firm Spends Its Time

Attivo's work is largely manual — spreadsheet-based financial models, Excel-driven reporting, and traditional accounting processes. This is standard for outsourced CFO firms built before automation was viable, and Attivo does it competently. The consequence is that more hours go toward reconciling data and producing reports than toward the analysis those reports are meant to inform.

Bridges operates with official partnerships with Stripe, Rillet, and Tabs, and custom automation built on Claude. Where manual reconciliation would take hours, Bridges automates it — which means fewer hours on low-value work and more capacity for the questions that matter before a raise or a board meeting.

ComparisonAttivoBridges
Tech stackSpreadsheet-based, traditional accounting toolsStripe, Rillet, Tabs (official partner)
Custom automationNoneYes (Claude)
Communication cadenceResponsive24-hour guarantee (1 hour in practice)

Hourly Billing and Fixed Fees Produce Very Different Outcomes

Attivo bills by the hour. Rates range from approximately $100 to $400 per hour depending on the role — staff accountants at the lower end, CFO-level resources at the higher end. There is also a 3% administrative and technology fee on each invoice. When a firm bills for time, there's no structural reason to automate, to move faster, or to solve a problem once. Additional requests — troubleshooting a reconciliation issue, building a new scenario in the model, preparing for a board question — each carry a new cost. Based on personal hands-on experience with Attivo, real monthly costs typically run 25–50% above original estimates.

Bridges charges a fixed monthly retainer covering strategic finance, FP&A, and bookkeeping under one roof — rescoped every quarter. No hourly billing, no administrative fees, no surprises when a hard problem needs to be solved.

ComparisonAttivoBridges
Fee modelHourly ($100–$400/hr depending on role)Fixed monthly retainer, rescoped quarterly
Monthly cost — bookkeeping$3,000–$10,000$3,000–$5,000
Monthly cost — fractional CFO$5,000–$15,000 (additional)$5,000–$15,000 (included)
Additional requestsBilled per hourIncluded
Admin fee3% of invoiceNone
Estimate accuracyTypically 25–50% above initialFixed — no surprises
Contract flexibilityVaries3-month initial, then month-to-month

Which Is Right for Your Stage?

Choose Attivo if…

  • Your investors or board have recommended them and institutional credibility matters
  • You're at seed stage and your finance needs are still taking shape
  • You want a firm that can serve you from seed all the way through Series C without switching
  • You need broad coverage — finance, HR, legal — from a single outsourced partner across any industry
  • Your business doesn't have complex payment flows or usage-based billing

Choose Bridges if…

  • You're running a B2B SaaS company at $3M+ ARR with payments embedded in the product
  • Revenue includes usage-based billing, transaction fees, or hybrid GTM models
  • You want the same operator — not a rotating team — leading your finance function
  • You're heading into a Series A or Series B and need someone who has been through due diligence from the inside
  • Predictable, fixed-fee billing and clear outcomes matter more than a credentialed name

Talk to a partner, not a sales rep

A 15-minute call is enough to tell you which firm is actually right for your stage and model. If Attivo is the better fit, we'll say so.

Book a Call

Frequently Asked Questions

Which fractional CFO is better for B2B SaaS founders — Bridges or Attivo?

Attivo is a solid choice when your investors know them and your finance needs are still taking shape. The brand carries weight, the service is broad, and for a seed-stage company that needs a credentialed firm, it's a reasonable starting point.

Bridges is built for a different problem. If you're running vertical SaaS with payments in the product, the question isn't whether your CFO firm has a fintech practice — it's whether the person running your engagement has held a VP Finance role inside a company like yours. At Bridges, they have.

What does Bridges offer that Attivo does not?

Fixed-fee billing with no hourly surprises. Tim Salikhov on every engagement, not an assigned team that may change. Operator-level experience inside payments and vertical SaaS rather than consulting experience advising from the outside. Automation that reduces manual work and frees capacity for higher-value analysis.

Attivo offers broader coverage — HR, legal, cap table management — and serves companies across AI, enterprise, consumer, and fintech from the earliest stages. If that breadth and early-stage flexibility from a single firm is the priority, Attivo is worth considering.

How should a SaaS founder choose between Bridges and Attivo?

Start with the problem you're actually trying to solve. Need a credentialed firm your investors recognize, with coverage across finance, HR, and legal from seed through Series C? Attivo is defensible.

Need someone who can tell you whether your unit economics hold up — not just report them? The relevant question is whether the firm has solved that problem from the inside. Attivo's team comes from accounting and consulting. Bridges' team comes from operating inside companies like yours.

What are the main criteria for choosing a fractional CFO firm?

There are six categories worth evaluating: industry expertise, track record with comparable companies, team continuity, tools and automation, pricing model, and operator vs. consultant background.

What matters most depends on your situation. Early-stage founders who need broad coverage and VC credibility are often well-served by Attivo. Founders at $3M+ ARR with payments in the product, heading into a raise, and dealing with complex revenue models will get more from Bridges — where every category is optimized for that specific problem.

When should I switch fractional CFO firms?

A few clear signals: your books can't explain what's driving revenue or margin changes; your team has turned over and the new one is re-learning your business; you're heading into a raise and your CFO firm is reporting the past rather than building the narrative for the future; or you're paying for hours on problems that should have been solved once.

If any of those are true, the firm you have may be the right size for where you were — not where you're going.

What really happens after you hire a fractional CFO firm like Bridges or Attivo?

The first few weeks look similar — onboarding, a review of existing financials, getting the team up to speed.

What happens after diverges. At a firm like Attivo, the engagement settles into a monthly rhythm: books closed, reports produced, questions answered. Real work, but largely backward-looking. Anything outside that rhythm gets scoped and billed.

At Bridges, the orientation is forward from the start — runway scenarios, unit economics for the raise, margin leakage. When something breaks or a board member needs new data by Thursday, it's a Slack message, not a new invoice.