Fixed scope.
Flat fee.
No surprises.

Between $3M and $30M in revenue, a full-time CFO runs $300–400K fully loaded, plus equity. The role creates the most value in high-stakes situations — fundraising, capital markets, strategic partnerships, and exit. Below $30M, those situations don't arise often enough to justify the cost. With Bridges, you get senior CFO judgment and deep expertise in payments and fintech for a fraction of that cost. And the day you genuinely need someone full-time, we'll tell you — and help you hire them.

B2B SaaS companies between $3M and $30M in revenue, monetizing through payments or operating in fintech and embedded finance. If your revenue model involves interchange, take rates, payment volume, or processing margins alongside subscription ARR — or if you're building payments infrastructure — we understand your business in a way most fractional CFOs don't.

Most fractional CFOs have never been operators. Everyone good with numbers can run analysis and model scenarios. Very few have navigated hyper-growth or a turnaround. Very few have sat in board rooms and managed real conflict. At Bridges, we only hire operators — VP Finance, VP Operations, FP&A, and controllers with 10+ years of hands-on experience in payments and fintech. We scaled Collectly 5X. We raised $1B+ in debt facilities. We steered Kabbage through Covid and a 95% revenue decline. We executed a $1B exit to American Express. That's the judgment we bring to every fractional CFO engagement.

If you're profitable or have raised over $5M in capital, a fractional CFO engagement typically pays for itself. If you're pre-revenue or still finding product-market fit, a project is usually the smarter spend than a monthly retainer. Bridges has supported pre-revenue startups with operating model builds and fundraising strategy — reach out and we'll tell you honestly what makes sense.

No. There's a 3-month initial term while we clean up your books, convert them to accrual basis, audit your financial operations, and build your operating model — all included, no separate implementation fee. After that, it's month-to-month. Scale up or down as your needs change. And when you're ready to bring finance in-house, everything we built is yours: the model, the dashboards, the work.

No. Accounting cleanup, financial operations audit, and operating model build are included in your monthly retainer. Most firms charge for onboarding separately. We fold it in — the number you see is the number you pay.

The three tiers reflect company stage, but no two companies have identical finance needs. We run projects alongside the monthly retainer — operating model rebuilds, first audit preparation, data room management, diligence coordination, and more. Scoped separately, run in parallel. Your monthly doesn't change.

Tim Salikhov is the primary point of contact on every CFO engagement. Our team of FP&A advisors, controllers, and accountants — all US-based — fulfills the work under Tim's direct oversight. Tim reviews the numbers on every engagement. Nothing reaches you that hasn't passed his bar.

Within 30 days. That typically means clean accrual-basis financials, a comprehensive operating model, and custom financial and operating metrics tailored to your business. We scope the engagement based on where you are today and where you're going, deliver a proposal within 24 hours of your discovery call, and can start the day after you sign.

Yes. Accounting and financial operations — payroll, bills, expenses, and AR tracking — is available as an add-on to any retainer tier. Having accounting and CFO advisory under one roof gives us fuller context of how your business is operating, which makes the strategic work sharper. It also means one fewer vendor for your team to manage.

Yes, though our preference is to keep accounting, FP&A, and CFO advisory integrated. It produces more consistent output and faster closes. Clients who consolidate with Bridges typically save $12,500–$25,000 per year compared to managing separate bookkeeping and fractional CFO relationships — and get cleaner financials as a result.

Typically after $30M in revenue or post-Series B, when capital markets complexity, M&A activity, or IPO planning requires a dedicated executive. Before that threshold, a VP Finance or Head of Finance is usually the right first full-time senior hire. Bridges supports those leaders too — with monthly FP&A, accounting, operating model maintenance, audit management, and custom projects — so the transition is seamless rather than a restart.