— 01
Vertical SaaS & AI
- Business management software
- Field service & trades software
- Legal & professional services tech
- RCM & healthcare billing
The whole finance function. One team.
CFO, FP&A, and controller — built for B2B SaaS companies processing payments. Run by operators who've built, scaled, and sold businesses.
Built for Payments.
If your B2B SaaS company is accepting payments, moving customer funds, or building the underlying infrastructure, we already know how your numbers behave.
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B2B Payments
- Invoice automation, AR & collections
- AP & expense management
- Commercial insurance
- Trade finance & supply chain
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FinTech
- Acquiring & issuing
- Banking-as-a-Service
- KYC/AML & compliance
- Agentic commerce
Founder-led companies from $3M to $30M+ in annual revenue, venture-backed or bootstrapped, plus earlier-stage teams with at least $5M in funding.
From accurate books to confident decisions.
Every layer feeds the next. Controller creates the source of truth. FP&A turns it into intelligence. The CFO puts it to work.
Controller
Clean books. The source of truth.
FP&A
Intelligence layer. Informing decisions.
CFO
Navigating high-stakes moments.
Controller
Clean books. The source of truth.
FP&A
Intelligence layer. Informing decisions.
CFO
Navigating high-stakes moments.
Strategy sits across the whole engine — at the foundation of every layer.
CFO, strategic finance, and controller services — available monthly or quarterly
Fractional CFO
Experienced CFO — embedded with your team.
Quarterly board prep, monthly reviews, and active engagement with the team. Always data room and diligence-ready.
What you get
- Data room-readyAccurate financials, 3-year projections, SaaS & payments metrics, current cap table, team docs, HR & tax compliance.
- Board & LP reportingInvestor updates, financials, operating data, key metrics, board pack and narrative, team coordination.
- Partner to the teamInvolved in operations, influencing decisions. We help the team build conviction and take action at pivotal moments.
Strategic Finance
Financial models that build conviction.
Financial models that put numbers to all future results and remove uncertainty from decisions – updated weekly.
What you get
- Forecasts that inform decisions3-statement financial model that informs operations, capital decisions, fundraising and exit timeline.
- Ongoing efficiency analysisUnit economics, pricing, chargebacks, sales and marketing efficiency, customer and cohort analysis, ROI on AI spend.
- KPIs – for the team and the boardGrowth and efficiency metrics. Customer acquisition, engagement, and retention. Pipeline, bookings, and revenue.
Controller
Books that show your true business health.
Starts with a 6-week cleanup to rebuild your books to accrual standards. Then we own your monthly close — in 5–10 business days, every month.
What you get
- Accrual financials, done rightPlatform fees, interchange, passthrough fees, and services separated. AR, clearing accounts, and liabilities — clean and current.
- Documented, delivered by the 5thDocumented close checklist and work papers, refined financial procedures, robust controls. Always audit-ready.
- Connected to your stackQBO, Rillet, or NetSuite restructured to a SaaS chart of accounts. Stripe, billing, payroll, and spend tools integrated.
High-impact projects. No monthly commitment.
Financial model
A model built around your business model.
A 3-year Excel model with scenario analysis — built around contracts, transactions, and usage.
What you get
- Investor-grade monthly modelGPV, take rate, gross and net revenue, and burn — driver-based, easy to update as actuals come in.
- Scenario analysisModel pricing changes, payout schedule shifts, and headcount decisions before you commit.
- Fundraise-ready outputsRevenue waterfall, unit economics, and GTM efficiency metrics ready for diligence.
Fundraising sprint
Get your company ready for the fundraise.
Accurate books, an investor-grade model, and a credible growth story — organized in a data room.
What you get
- Complete financials and documentationAccurate financials, 3-year projections, SaaS & payments metrics, current cap table, team docs, HR & tax compliance.
- Investor narrative and deckPositioning, traction, business drivers, and financials translated into a clear investor story. Tailored to your stage and round.
- Data room – organized and managedStructured folder hierarchy, version-controlled documents, access permissions managed. Updated throughout the process.
Real companies. Real outcomes.
Case study
Keep negotiates a $100M debt facility in 4 weeks
Keep Financial — a fintech platform helping employers attract and retain talent through vesting bonuses — needed to raise a credit facility to fund its loan book. Tim modeled unit economics, GTM efficiency, and risk-adjusted cash flow scenarios to de-risk the facility and support favorable terms with lenders.
Read the case study$100M
debt facility negotiated
88%
advance rate
4 weeks
start to finish
“We came in pre-revenue with a thesis and a team. We left with a capital plan that tells the right story to equity investors and credit investors — without either one contradicting the other.”
Rob FrohweinCo-Founder & CEO · Keep FinancialFrom first call to a full finance team in the seat.
No 6-week ramp. We get to work immediately and deliver results in the first month.
01— The call
We pressure-test the fit.
A focused conversation on your stage, your numbers, and where you're headed. If it's not the right fit, we say so.
02— The scope
Fixed scope. Fixed price.
Clear deliverables, timeline, and a flat fee – so that you know what to expect and budget accordingly.
03— First wins
You get numbers you can act on.
We clean up your books, rebuild the model, and connect the insights to the decisions you can take.
04— Ongoing
CFO embedded with your team.
A senior CFO advising on hiring, pricing change, debt facility. We're in the room, with full context, every time.
01
02
03
04
— The call
We pressure-test the fit.
A focused conversation on your stage, your numbers, and where you're headed. If it's not the right fit, we say so.
— The scope
Fixed scope. Fixed price.
Clear deliverables, timeline, and a flat fee – so that you know what to expect and budget accordingly.
— First wins
You get numbers you can act on.
We clean up your books, rebuild the model, and connect the insights to the decisions you can take.
— Ongoing
CFO embedded with your team.
A senior CFO advising on hiring, pricing change, debt facility. We're in the room, with full context, every time.
Most founders have working numbers within 30 days of the first call.
One firm. Every number. Handled.
Tell us where it hurts — we'll tell you exactly what we'd do about it.
Book a Kickoff CallCommon Questions
How often do we work together in each tier?
Choose the tier by the decisions and responsibilities you need covered. We meet monthly in Financial Planning, bi-weekly in Strategic Finance, and weekly in CFO Leadership. Board and investor reporting belong in Tier 3. Every monthly engagement starts with a three-month term, then continues month to month.
How does Bridges support a financial audit for payments and fintech companies?
The Bridges accounting team gets your books audit-ready before the auditor arrives. For payments and fintech companies, that means clean revenue recognition — platform fees, interchange, and passthrough costs properly separated; clearing accounts reconciled, AR and liabilities current; and all financial processes documented, with sound financial controls established.
We coordinate directly with your external auditor, provide the supporting schedules they need, and resolve any open items.
How does Bridges help vertical SaaS, B2B payments, and fintech companies raise capital?
We help prepare accurate financials, a defensible model, and the financial story behind a raise. Ongoing data-room readiness and board and investor reporting are included in CFO Leadership. A one-off data room readiness engagement (financial diligence) starts from $10,000 and takes 2-4 weeks.
How does Bridges help payments companies structure and close a debt facility?
We build the model lenders actually underwrite against. For payments and fintech companies, that means advance rates tied to GPV, repayment coverage under stress scenarios, and clear separation of gross and net revenue so there's no ambiguity in the facility terms. We prepare the financial package, coordinate the diligence process, and stay involved through negotiation.
Equity investors and credit investors ask different questions — we make sure the same model answers both without contradiction.
What happens when we outgrow the engagement - or need to scale back?
You can change scope with 30 days' notice; the three-month initial commitment still applies. After that, engagements continue month to month, with 30 days' notice to cancel. If you bring finance in-house, your company keeps the models, processes, and business context built through the engagement.