Stripe Partner

Finance Team for SaaS with Usage-Based Billing

Transactions, prepaid credits, consumption that varies month to month - that's when standard SaaS accounting and forecasting break. Bridges works with SaaS companies across payments, transactions, and usage-based billing.

Founders building on usage-based billing trust Bridges with the numbers

“Tim brought financial clarity that let us scale profitably, grow the team, invest in sales & marketing, and move fast without worrying about cash or risk.”
Levon BrutyanLevon BrutyanCo-Founder & CEOCollectly
“Tim navigated Kabbage through near-zero runway - bringing financial discipline and analytical rigor - and prepared us for a premium exit.”
Rob FrohweinRob FrohweinCo-Founder & CEOKabbage
“We overstaffed to meet demand. Then pipeline dried up, margins collapsed, payroll at risk. Tim showed path to profit and gave me confidence to act.”
Jacki LeahyJacki LeahyCEOActivate the Magic
“We expanded too fast, but underestimated our cash needs. Tim modeled our options which helped get our investors back on board.”
Nick SteeleNick SteeleCFOStimLabs

A forecast built on usage holds up where standard SaaS models break

Revenue that moves with usage

MRR is an average, not a plan. We model usage by cohort and revenue stream, so the forecast reflects how customers consume, not how a spreadsheet smooths it.

Billing in arrears hides the cash gap

Usage is earned now and invoiced weeks later. We track billings and collections so the cash forecast matches the work, not the invoice date.

Headcount planned against each revenue stream

Subscriptions, payments, and usage-based billing carry different margins. We plan hiring and spend against each stream separately, not against a blended number.

Controller, strategic finance, and fractional CFO - built for SaaS with usage-based billing

Controller Services

Financials you trust

Usage meter, billing, and Stripe reconciled. ASC 606 compliant revenue. Accurate financials by the 10th.

Explore Controller Services
Strategic Finance

Actionable forecasts

Forecasts and plans built on accurate numbers. Scaling on usage means running growth scenarios every week.

Explore Strategic Finance
Fractional CFO

From numbers to results

Execute against those plans and forecasts: navigate growth, prepare for the fundraise, and close a priced round.

Explore Fractional CFO

An $11M platform moved $50M a month in payments and still stalled

Case study

$11M barbershop SaaS platform invests $2M in growth after financial rebuild

A bootstrapped vertical SaaS platform serving barbershop studios reached $11M ARR with $50M/mo in payments, then stalled for two years. Bridges converted the business to accrual under ASC 606 and built the forecasting that enabled a confident $2M go-to-market investment.

Read the case study

5 days

monthly close

12-month

cash flow visibility

$2M

GTM investment committed

Tim Salikhov, The Payments CFO

Trust your numbers when usage is volatile. Build forecasts, run scenarios, and plan for growth with confidence.

Tim Salikhov, CFA

The Payments CFO

Meet the team

Usage metrics, a rolling forecast, and cost analysis for companies that bill on usage

Deliverable 1

Usage and revenue metrics a board can trust

Net revenue retention, consumption growth, and margin by revenue stream, reconciled to the books. One set of numbers for the board, the model, and the bank.

Usage and revenue metrics a board can trust preview
Deliverable 2

A rolling 12-month cash forecast

Built on usage curves and billing timing, refreshed monthly. Runway and the runway floor are always current, never a quarter old.

A rolling 12-month cash forecast preview
Deliverable 3

Cost efficiency and capital allocation analysis

What each revenue stream earns after processing and servicing costs, and where the next dollar of spend returns the most.

Cost efficiency and capital allocation analysis preview

From metered usage to numbers you trust - live in 30 days

01 — Review

We read your metering, billing, Stripe, then map how usage converts to revenue and cash.

02 — Build

We forecast around usage cohorts, billing timing, and each revenue stream on its own economics.

03 — Operate

Updated metrics, forecast, and analysis by the 10th business day. The model moves when usage moves.

Allocate capital around how your clients transact

Talk to Tim Salikhov, your future CFO.

Book an Intro Call

FAQ

What are strategic finance services for SaaS companies with usage-based billing?

Cash forecasting, financial modeling, and metrics built on consumption data instead of contract averages. The work covers usage cohort analysis, billing-in-arrears timing, margin by revenue stream, and the rolling forecast, budgets, and scenario analysis behind hiring and spend decisions.

How do you forecast revenue when it depends on customer usage?

We model usage by cohort and revenue stream: acquisition cohorts, consumption curves, seasonality, and expansion behavior. The forecast starts from what customers consume, connects to billing timing, and reconciles to the books every month.

How does revenue recognition work for usage-based billing?

Under ASC 606, usage revenue is recognized as the service is delivered, not when it is invoiced. Variable consideration is estimated and constrained until the usage is known. Our controller services keep that schedule current, and accrual books match revenue recognized to payouts received.

What do controller services cover for a SaaS company with usage-based billing?

The monthly close built around usage itself. Usage meter, billing system, and Stripe payouts reconciled to the ledger; ASC 606 revenue schedules for usage, subscription, and hybrid streams; prepaid balances tracked as deferred revenue and released as customers consume against them. Accrual financials by the 10th business day, every month.

How much do controller services cost for usage-based billing?

Cash books start from $1,750/month and accrual books from $2,750/month. For usage-based or hybrid billing, accrual books are recommended - usage revenue is recognized as delivered, not invoiced, and cash books won't show it. All prices are starting from; the fee depends on transaction volume and billing complexity.

How is strategic finance different from controller services and a fractional CFO?

Controller services produce accurate, on-time books: the source of truth. Strategic finance turns those numbers into forecasts, models, and operating decisions. A fractional CFO executes against those plans - fundraise preparation, board reporting, closing a priced round. The three build on each other.

When does a company with usage-based billing need a dedicated forecasting function?

When the founder can no longer explain why revenue moved, when a fundraise is 6 to 12 months out, or when one customer's usage swing can move the quarter. That usually arrives between $3M and $10M ARR for usage-based models, earlier when billing is hybrid.

How much do strategic finance services cost for usage-based billing?

Cash Management starts from $5,000/month for seed-stage companies. Strategic Finance starts from $10,000/month and is common above $3M ARR. Fractional CFO starts from $15,000/month for post-Series A board accountability and includes Strategic Finance. Controller services are priced separately, from $1,750/month for cash books and $2,750/month for accrual books. All prices are starting from; the fee depends on the complexity of operations and the technical setup.

When do we get our first numbers, and what is the commitment?

Trusted financials in week 1 and a working forecast by week 4. Three-month minimum commitment, then month to month.

What experience does Bridges bring to usage-based billing?

Bridges has worked with 31 companies, all of which had various versions of usage – transactions, payments, credits, and more. These companies collectively comprise $950M of P&L, raised over $400M, and exited for $1.1B. Tim Salikhov, The Payments CFO, served on every engagement. The team works with 10 to 15 companies at a time.